Aug. 26, 2025

Why Debt Beats Cash When Inflation is High

Why Debt Beats Cash When Inflation is High

Inflation isn’t slowing down—and if you’re holding cash, you’re losing wealth every day. In this solo episode, Aaron explains how to make inflation work for you instead of against you by leveraging debt and owning hard assets that appreciate while the dollar loses value.

 

You’ll learn why “cash is king” is a dangerous myth in an inflationary economy, how debt can actually be a wealth-building strategy, and why hard assets like real estate can protect you from the silent thief of inflation.

 

TAKEAWAYS

  • Why inflation compounds over time and erodes buying power.
  • How debt becomes cheaper in real dollars over the years.
  • The dangers of hoarding cash during inflationary cycles.
  • Why hard assets like real estate outpace inflation.
  • Three actionable steps to hedge against inflation.

 

RESOURCES MENTIONED

Own The Exit Resources

 

FOLLOWS

⁠Oak IQ Investments⁠

⁠Own The Exit⁠

⁠Aaron Investing⁠

CHAPTERS

00:00 How inflation erodes your wealth

00:38 Why inflation compounds year after year

01:42 Wages vs. inflation

03:07 Riding the inflation wave with hard assets

05:24 Why debt is king in an inflationary economy

06:48 The danger of hoarding cash

07:48 Three steps to hedge against inflation

09:24 Summary: make inflation work for you

 

KEYWORDS

inflation strategy, how to hedge against inflation, debt vs cash, real estate as inflation hedge, why debt is good during inflation, how inflation compounds, wealth building strategies, hard assets vs cash, inflation survival guide, owning rental properties, inflation and mortgage debt, passive income from real estate, economic inflation planning, financial freedom during inflation, Oak IQ Investments, Own The Exit podcast

 

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