Why Debt Beats Cash When Inflation is High

Inflation isn’t slowing down—and if you’re holding cash, you’re losing wealth every day. In this solo episode, Aaron explains how to make inflation work for you instead of against you by leveraging debt and owning hard assets that appreciate while the dollar loses value.
You’ll learn why “cash is king” is a dangerous myth in an inflationary economy, how debt can actually be a wealth-building strategy, and why hard assets like real estate can protect you from the silent thief of inflation.
TAKEAWAYS
- Why inflation compounds over time and erodes buying power.
- How debt becomes cheaper in real dollars over the years.
- The dangers of hoarding cash during inflationary cycles.
- Why hard assets like real estate outpace inflation.
- Three actionable steps to hedge against inflation.
RESOURCES MENTIONED
FOLLOWS
CHAPTERS
00:00 How inflation erodes your wealth
00:38 Why inflation compounds year after year
01:42 Wages vs. inflation
03:07 Riding the inflation wave with hard assets
05:24 Why debt is king in an inflationary economy
06:48 The danger of hoarding cash
07:48 Three steps to hedge against inflation
09:24 Summary: make inflation work for you
KEYWORDS
inflation strategy, how to hedge against inflation, debt vs cash, real estate as inflation hedge, why debt is good during inflation, how inflation compounds, wealth building strategies, hard assets vs cash, inflation survival guide, owning rental properties, inflation and mortgage debt, passive income from real estate, economic inflation planning, financial freedom during inflation, Oak IQ Investments, Own The Exit podcast
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