Prosperity is not about how much you make. It is about what your life costs. Prosperity is simple: You can pay for the life you want... and you still have something left over.
If you want a simple life, the path is usually shorter. If you want ten houses and every destination on the map, that is fine too... just understand the trade. More complexity requires more time, more effort, and more sacrifice.
There is no wrong answer. There is only alignment. When your goals match the life you actually want, the work makes sense and the timeline feels honest.