Ben Oberg, break down something I see high earners get wrong constantly.
If you're making three hundred fifty thousand dollars a year and going out to house hack a duplex, you're playing in the kiddie pool with your investments while you're playing with the big kids in your income.
It's basically a second job. Buying the duplex, living in one unit, managing the other two. Great move if you're just getting started. Not so great once you're already worth a couple million.
At that point you want access to something institutional grade. A small piece of a three hundred unit apartment complex beats a whole piece of a three unit triplex, and it does it with way less of your time.
His numbers on this said the bigger deal did four percent better a year over twenty years than the duplex, and that includes all the active work the duplex owner put in.
Ever caught yourself doing more work for a smaller return? Tell me about it in the comments.